Imagine arriving at your home or business only to find it burned to the ground. For too many people, that scenario is a frightening reality. To just about any home or business owner, a fire is the most detrimental of all disasters. Charred remains of furniture, equipment and personal belongings stand as reminders of what used to be. Even worse, many items may be burned beyond recognition.
While losing everything you own seems like a bleak forecast, all is not always lost. In fact, getting through the fire's aftermath depends on how organized you are before disaster strikes.
Chances are you have insurance for anything of value. You also have all sorts of paperwork that can help you get your life back in order, such as financial records, business records, and personal documents. As long as you take the foresight to protect these vital items, you can rebuild your home or business in no time.
Well-protected businesses and smart homeowners utilize one of the most indispensable storage tools ever developed: a fireproof file cabinet. In fact, most experts recommend that at least ten percent of your filing equipment be fireproof in nature.
Fireproof file cabinets are available from any office products dealer or catalog. They cost more than a standard metal file cabinet, but the investment is worth the price. You'll enjoy peace of mind knowing that should a disaster ever strike, your important papers will be protected and your business and/or personal life will quickly continue as normal.
However, simply having the correct file container is just the first step. In order to be fully protected, you need to make sure you have the correct items filed in it. For each person and business the list of documents to store in a fireproof cabinet will be different, but here are some suggestions to get you started.
1. Collect your important personal and business papers and information related to financial transactions. Clear off those desks, table tops and credenzas, toss the papers you no longer need and keep only what's vital. Most people will want to keep a record of contracts, insurance policies, payables, receivables, deeds, titles, licenses, tax records, bank account numbers, birth certificates, identification records, doctors, credit card statements, divorce decrees, investment records, marriage certificates, mortgage or other loan information, social security cards, trusts and wills. There are many other items you may wish to keep--decide what is important to you. Create a list of your filing system's contents so you can easily see what is available or what you still need to acquire.
2. Take an accurate home and business inventory. Rather than simply listing your items, break it down by room or office. This is a great cross-reference tool in case only one room of items gets damaged. Next to each item indicate its value and approximate date of purchase. Also indicate whether or not you have warranty or insurance information for the item on file.
3. Create copies of everything. Some copies may need to be certified, so allow ample time to get the duplicate copies you need. Put the important original documents in plastic covers to protect them. This will keep them clean and damage-free while preventing you from accidentally giving away an original. Store one set of copies in the same location as the originals and another set of copies in a location separate from your main filing system (such as a safe deposit box). Most important, notify the appropriate people where this important information will be located in case you are not available when it is needed.
4. Continually add relevant information to your filing system. As you go through your day, be aware of the kinds of information you should add. Identify a method, such as an index card in your pocket or mini tape recorder in your car, to make notes of new items as they pop into your mind.
Fire is one of nature's most destructive elements. But today's fireproof cabinets along with your careful planning can keep your home or business protected, even if it is burned to the ground. Reconstruction won't be easy, but it will be possible when you use the correct tools.
© Barbara Hemphill is the author of Kiplinger's Taming the Paper Tiger at Work and Taming the Paper Tiger at Home and co-author of Love It or Lose It: Living Clutter-Free Forever. The mission of Hemphill Productivity Institute is to help individuals and organizations create and sustain a productive environment so they can accomplish their work and enjoy their lives. We do this by organizing space, information, and time. We can be reached at 800-427-0237 or at www.ProductiveEnvironment.com
Article Source: http://EzineArticles.com/
Most Asian cellular carriers mulling over 3G have chalked out at least tentative transition paths towards that Holy Grail. If they're GSM networks, it's a safe bet EDGE (Enhanced Data for GSM Evolution) is being considered, to replace/augment GPRS for high speed data services. Because EDGE uses a new modulated scheme that is also used for UMTS/3G, EDGE becomes a sort of half-way house to 3G.
The cost to introduce 3G into an existing GSM network is enormous. A large portion of 3G's non-license related costs pertain to new nodes patched into an existing GSM network to make it 3G compliant. And of course, these new nodes need to inter-operate with existing 2G and 2.5G nodes.
An alternative does exist, that until recently dare not speak its name. Marrying cellular and WiMax/WiFi clouds, is not just cheaper, but more in keeping with the times. Besides the cost benefits, such a union addresses two other big issues: bringing high speed data services with laser like precision to the urban users who need them and voice connectivity over cell phones to suburban residential homes with poor cellular reception.
Integrating selected WiFi Hot spots or WiMax Hot Zones into a cellular network requires an IP Network Controller (INC), an IP access network, a patch to allow the Wireless LAN (WLAN) access network to issue the relevant accounting information to the cellular cloud's AAA (authentication, authorization, and accounting) server and an investment in IP roaming. Barring a few more widgets, that's essentially it.
Given the simplicity of such a solution, anyone who has seen engineers sweat over cell site deployment or attempted to work the math behind the cellular hex grid, has to wonder why the cell phone-wallahs have not already adopted WiFi/WiMax at their peripheries.
One however continues to sense discomfort in cellular circles over any open discussion on WiFi/WiMax. This may have something to do with the fact that the same user who demands everything be free on the Internet, is more than willing to pay a premium for his mobile service. The cellular carrier therefore, is understandably wary of encouraging bad habits in his paying customers.
Kineto, an equipment manufacturer, explains how such an eco-system would work.
- A subscriber with a WLAN, dual mode mobile phone moves within range of an access point to which the handset can connect.
- On attaching, the handset contacts the mobile operator's INC over the IP access network, to be authenticated and authorized for mobile service access.
- If approved, the INC updates the subscriber's location information in the network. From that point on, all mobile traffic is routed via the INC and over the IP access network. The subscriber is now on Voice over Broadband (VoB) and on a lower fixed line / VoB type tariff.
- When the subscriber moves outside the range of the serving access point, the INC facilitates roaming to the licensed outdoor network. The roaming process is completely transparent to the mobile subscriber.
- In addition, if a subscriber is on an active voice call or handset data session when they come within range (or out of range) of a service access point, the INC facilitates the handover of the active call between networks. The handover is completely transparent to the mobile subscriber.
- The WLAN access network issues the relevant accounting information to the cellular network's AAA server. This accounting information can then be incorporated into the operator's specific CDRs enabling it to be assimilated into the operator's existing legacy billing system, creating a single bill for Cellular and WLAN usage.
In divvying up responsibilities, the WLAN provider manages the network while the mobile operator looks after customer care and billing. The end-user pays his mobile operator for the usage of the WLAN. The charges for using a cell phone over a WLAN would be lower than cellular use but in most cases it would be incremental revenue that the cellular companies would otherwise lose to fixed-line or VoB networks.
The cellular-WiFi/WiMax eco system also ropes in homes and offices equipped with broadband. To connect, the home or office user goes to his mobile provider's web portal and registers his WLAN into the IP Network Controller (INC). The subscriber's cell phone is now patched into the WLAN and on a lower fixed line / Voice over Boradband (VoB) type tariff.
While there is growing competition in the VoB sector, only the cell phone operator decides whether the customer can get a combined cellular+VoB bill. A mobile provider's Cellular-WLAN service shall therefore, stand head over shoulders over any Vonage type VoB service.
As we have seen, in a Cellular-WLAN eco system devices intelligently pick and choose from the wireless network offering the strongest signal or lowest price in a given area. It is a compelling picture that demands the cellular operator's attention, more so in Asia.
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References & recommended reading
Books:
GPRS Demystified by Hoffman, John
GSM, GPRS and EDGE Performance : Evolution Towards 3G/UMTS
by Timo Halonen (Editor), Javier Romero (Editor), Juan Melero (Editor)
WLANs and WPANs towards 4G Wireless by Ramjee Prasad, Luis Munoz
White papers
Public Wireless LANs for Mobile Operators by Philippe Laine of Alcatel.
GSM to 3G, Evolution or revolution? by Hughes Software Systems & Adax
Europe Limited.
Handover between WCDMA and GSM by Gertie Alsenmyr,Joakim Bergstrom & others of Ericsson
Websites
http://www.gsmworld.com
http://www.cdg.org
http://www.kinetowireless.com
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BRAHAM SINGH joined PCCW in January 2001 and founded their international IP backbone & service company now called BtNAccess after its merger with Corporate Access, one of Asia's largest satellite based service provider. Today, BtNAccess is an established global carrier, offering enterprise & carrier grade services over its MPLS enabled network. Services offered include IP transit, MPLS data circuits/VPNs, voice as well as a leading edge Hosted IP PBX services. The Company is interconnected with 35 carriers globally and its revenues come from an enterprise and carrier customer base in The USA, Europe, Middle East, Africa and Asia.
Braham came to PCCW from Teleglobe, where he was the Vice President in charge of Asian operations. Prior to Teleglobe, Braham was the Vice President - SE Asia for Sprint / Global One.
Braham has various pioneering achievements to his credit including the first call- back as well as the first ISR launch in Hong Kong, the first Asian frame relay launch outside Japan, the first international connectivity provided to Celcom in Malaysia in 1992.
Article Source: http://EzineArticles.com/
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